Winta Beyene, a Postdoctoral Researcher specializing in banking and finance at SAFE (Germany), has been granted a prestigious Marie Skłodowska-Curie Fellowship for her work on household finance and financial resilience. 

Her project, titled The Credit Safety Net and the Costs of Credit Supply Shocks, delves into how households navigate unexpected income shocks, particularly those related to health, under varying levels of credit availability. Beyene's research sheds light on the impact of credit constraints on financial strategies like selling assets or adjusting homeownership and employment, aiming to propose policy solutions that can bolster social safety nets and shield financially vulnerable households. 

The European Commission, through its Horizon Europe program, sponsors the Marie Skłodowska-Curie Fellowship, providing funding, international networking opportunities, and professional growth for exceptional postdoctoral researchers. With this recognition, Beyene is set to advance her investigations in financial stability and the well-being of households.

The Leibniz Institute for Financial Research SAFE ("Sustainable Architecture for Finance in Europe"), based in Frankfurt am Main, Germany, is dedicated to interdisciplinary research on financial markets and their participants in Europe as well as to research-based, independent policy advice. The institute focuses on the cooperation of researchers from the fields of finance, economics, law, and political science.

Dr. Winta Beyene received her PhD from the SFI Swiss Finance Institute and the University of Zürich, having previously studied at the University of St. Gallen.

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_{^{Image Credit: SAFE Frankfurt}}